Protection
Identity theft insurance, built in
Up to $1,000,000 in coverage and a guided recovery path if your identity is ever stolen — included with Pro and Specialist plans, at no extra cost.
If the worst happens, you're covered
Monitoring tells you when something's wrong. Insurance makes it right. Every Pro and Specialist membership includes identity theft insurance that helps pay for the real-world costs of recovering your identity — so a stolen identity never becomes a financial setback.
What's covered
Reimbursement for the expenses identity theft creates
Stolen funds recovery
Reimbursement for money stolen from your accounts as a direct result of identity theft.
Legal fees
Coverage for attorney costs if you need legal help clearing your name or fighting fraudulent claims.
Credit restoration costs
Expenses for re-filing, notarizing, and mailing documents to repair damage to your credit reports.
Lost wages
Compensation for time away from work spent resolving your case, up to policy limits.
Fraudulent transactions
Relief for unauthorized charges and accounts opened in your name while your case is resolved.
Certified mail & notary
Out-of-pocket costs for certified mail, affidavits, and notarized statements your recovery requires.
How a claim works
From alert to resolution, you're never on your own
Alert & confirm
Your monitoring dashboard flags suspicious activity. A dedicated specialist helps you confirm whether it's identity theft and freezes further damage.
File with guidance
Your specialist walks you through the claim, gathers documentation, and submits it on your behalf — no confusing paperwork on your own.
Recover & restore
Approved costs are reimbursed while your dispute and restoration work continues, keeping your rebuild on track.
Included with Pro and Specialist
Identity theft insurance is automatically active on every Pro and Specialist membership — no separate signup, no additional premium. Builder and Free members can upgrade at any time from the pricing page.
Coverage details, limits, and exclusions are provided in your member policy documents.
Insurance questions
Get covered while you build
Upgrade to Pro or Specialist and identity theft insurance activates immediately — alongside full monitoring and dispute support.
See plans & pricing